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Anyone having any experience with psu health insurance or the others above?

Many recommended ditto and beshak however in my opinion they are biased and recommend hdfc or care supreme.

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Complex options which in general are worse. I want to bring attention to a serious issue i am facing with hdfc ergo general insurance under their stay fit to benefit cover of the sarv suraksha plus group policy. This experience is troubling as term insurance deals with matters of life and death. What is good about ulips (=pros)?

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